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Abstract: 

Remote online notarization (“RON”) provides added efficiencies and safety for parties to mortgage closings in the COVID era. In this article, the authors provide a step-by-step description of how RON works, its growing legal acceptance, and a variety of subjects in its risks, rewards, and practical changes. They conclude with the benefits of a remote online closing of a residential Florida mortgage transaction and a case study involving a challenge to the enforcement of electronic notes and loan documents.

Keywords: RON (Remote Online Notarization); Uniform Electronic Transactions Act (“UETA”); Remote Online Loan Closings

Affiliations:  1: Holland & Knight LLP; 2: Holland & Knight LLP.