Debt Collection, Convenience Fees, and the FDCPA
Author: Jon David D. Langlois.; Elizabeth R. Bailey.
Source: Volume 35, Number 06, June 2019 , pp.77-83(7)
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Abstract:
Mortgage servicers collecting convenience fees are at significant risk of violating the FDCPA. The authors discuss the limits of the statute and related case law, and explore whether (and how) mortgage servicers may collect such fees without running afoul of the law.Keywords: Federal Debt Collection Protection Act (“FDCPA”); Henson v. Santander Consumer USA Inc.; Liability under Section 1692F(1); The Tuttle Standard
Affiliations:
1: Buckley LLP; 2: Buckley LLP.