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Innovation in Digital Banking: How Smaller Companies Are Leading the Way  


Author:  Andrea K. Mitchell.; Chloé Dolsenhe.


Source: Volume 41, Number 10, October 2025 , pp.127-134(8)




Review of Banking & Financial Services

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Abstract: 

This article discusses trends in deposit banking, fueled by innovation and AI-based technology. Covered topics include a primer on uses of AI in banking, an overview of the growing demand for personalized banking services and companies leaning into the AI-movement, and a roadmap of regulatory and legal pitfalls that accompany innovation in banking.

Keywords: AI in Banking; Deposit Tools; Risk Mitigation; Regulatory and Legal Challenges from the States and Private Litigants

Affiliations:  1: Mitchell Sandler PLLC; 2: Mitchell Sandler PLLC.

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