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Equalizing Pre- and Post-Retirement Income: An After-Tax Approach  

Author:  Richard B. Malamud.

Source: Volume 24, Number 01, Fall 2006 , pp.3-11(9)

Journal of Taxation of Investments

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Certified Financial Planners, CPAs, insurance agents, and other professionals often project the future financial needs of a client who is approaching retirement age. Their reports may say that in order to continue with their current lifestyle, a client will need to replace up to 100% of their current income. As one article points out, workers are underestimating the percent of pre-retirement income they might need in retirement. At present, many financial planners suggest replacing at least 75 percent of pre-retirement income in retirement, if not 100 percent.


Affiliations:  1: California State University.

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